Simple Process

How ElimuPay works

From school sign-up to parent repayment — here's how ElimuPay makes fee financing simple for everyone involved.

1

Step 1 A school signs up

A school applies and is onboarded with API access — no code changes needed to their existing systems, since disbursement and repayment tracking are handled through ElimuPay's own infrastructure.

2

Step 2 A parent requests an instalment plan

Instead of paying a full term's fees upfront, a parent splits the balance into instalments that fit their pay cycle. The request is submitted through the ElimuPay platform.

3

Step 3 A financing partner funds it

A financing partner (a bank or SACCO) disburses the fees to the school upfront, and collects the instalments from the parent directly over the agreed schedule.

4

Step 4 Everyone gets what they need

The school gets paid on schedule. The parent gets breathing room. The financing partner earns on a short-term, education-specific credit product with a built-in distribution channel.

Schools

Paid on time, every time

Parents

Flexible instalment payments

Partners

Ready distribution channel

Ready to get started?

Join the growing number of schools using ElimuPay to make fees more accessible for parents.